Term Insurance

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Secure Your Family's Future with Term Insurance

At Nimisha Investment Services Private Limited, we offer flexible and affordable term insurance plans that provide financial protection to your family in case of life’s uncertainties. Choose peace of mind today.

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Types of Term Insurance Plans

Level Term Plan

Offers fixed coverage and premium throughout the policy term. Simple and affordable.

Increasing Term Plan

Coverage increases annually to keep up with inflation. Premiums may also rise.

Decreasing Term Plan

Coverage reduces over time, ideal for loan protection and decreasing liabilities.

Return of Premium Plan

Refunds premiums if you survive the policy term. Combines protection with savings.

Critical Illness Rider

Add-on that provides a lump sum on diagnosis of serious illnesses like cancer or stroke.

Key Features

  • High Sum Assured: Get large cover at low premiums.
  • Financial Security: Ensures your family’s lifestyle is protected even in your absence.
  • Tax Benefits: Premiums eligible for deduction under Section 80C and 10(10D).
  • Customizable Riders: Add critical illness, accidental death, or disability riders.
  • Peace of Mind: Assures financial stability for your loved ones during uncertain times.

Protect your loved ones with a term insurance plan that offers financial support when it's needed most. Let Nimisha Investment Services Private Limited help you make the right choice.